Foundation Credit is a UK-based membership service designed to help you build your credit and make your money go further.
We offer a unique way to shop for vouchers, split your payments, and report your positive payment history to credit reference agencies — all while keeping it simple and affordable.
📈 Build Your Credit #
By becoming a member, we report your monthly membership payments and purchases to the credit reference agencies we partner with. This helps you build a positive credit history over time.
🛒 Shop for Vouchers #
When you join a membership plan, you get access to our exclusive voucher store.
You can purchase vouchers for popular retailers, paying 50% upfront and the remaining 50% one month later, at no additional cost.
💳 How it works — step by step: #
1️⃣ Join — Choose a plan that suits you and sign up through our website.
2️⃣ Pay monthly — Your membership fee is collected automatically each month.
3️⃣ Shop — Once you’re a member, log in to your account to browse and buy vouchers.
4️⃣ Split your payments — Pay just 50% upfront and the rest at the end of the billing cycle.
5️⃣ Build credit — We report your payments, helping you improve your credit score.
Why choose Foundation Credit? #
✔ Affordable membership tiers
✔ No hidden fees or interest
✔ Helps build your credit score
✔ Simple, secure and transparent
