Build Your Credit.
Build your Future.
Join the UK’s most accessible way to improve your credit score while enjoying instant shopping power.
How it works
At Foundation Credit, we give you the tools to improve your credit rating and unlock your financial future — all while shopping smarter.
Here’s how:
✔ Use your Foundation account to shop for digital vouchers.
✔ Pay 50% upfront, and spread the rest over a month.
✔ We report your positive repayments to UK credit agencies.
✔ Watch your credit profile grow while you enjoy more flexibility
Why Choose Us
We’re more than just a store card — we’re your partner in building a brighter financial future.
✔ Affordable monthly plans
✔ No hidden fees
✔ Builds your credit while you shop
✔ Flexible and transparent