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Getting Started

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  • 👣 Step-by-step guide to joining
  • What is Foundation Credit and how does it work?
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  • 👣 Step-by-step guide to joining

👣 Step-by-step guide to joining

< 1 min read

1️⃣ Visit our website
Go to foundationcredit.co.uk and click Join Now or head to our Plans page to view the options.

2️⃣ Choose your plan
We currently offer two affordable membership plans:

  • Starter – £3/month
    ✔ Access to credit reporting only
    ✔ Helps build your credit history
  • Standard – £6/month
    ✔ Access to voucher store (£100 limit)
    ✔ 50/50 split payment option
    ✔ Credit reporting included
    ✔ Best value

You can see a full comparison of the plans on our Plans page.

3️⃣ Create your account
Click Join Now on your chosen plan. You’ll be asked to provide:

  • Your name & email address
  • A password to create your secure account
  • Payment details for your monthly membership

4️⃣ Complete payment
We’ll charge your first month’s fee upfront, and your membership starts immediately.


✅ What happens next? #

Once you’ve joined:

  • You’ll get a welcome email confirming your membership.
  • You can log in to your account to browse vouchers (if included in your plan).
  • We’ll begin reporting your monthly payments to credit reference agencies to help build your credit.

💡 Tip: You can upgrade or cancel your plan anytime from your account dashboard.

Updated on July 16, 2025

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  • ✅ What happens next?

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Our core services, including the Foundation Credit Subscription, are not regulated. This means you, as a consumer, won’t have the protections that usually come with regulated products. These services are structured under exemptions in the Regulated Activities Order.

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