Privacy Policy

Privacy Policy

Effective: 1st July 2025

At Foundation Credit, we respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, and protect your information when you use our website and services.


Who we are

Foundation Credit is a UK-based business helping individuals build their credit through manageable subscription plans.

If you have any questions about this policy or how we handle your data, please contact us at:
📧 Hello@foundationcredit.co.uk


What data we collect

We may collect and process the following personal data about you:

  • Name
  • Email address
  • Phone number (if provided)
  • Address
  • Payment information
  • Account preferences and communication history

We also collect technical data such as IP address, browser type, and cookies when you visit our website.


How we use your data

We use your data to:

  • Provide our services and manage your account
  • Process payments and subscriptions
  • Communicate with you about your plan and updates
  • Report to credit reference agencies (where applicable)
  • Comply with legal obligations

We will not sell or rent your personal data to third parties.


Sharing your data

We may share your data with:

  • Credit reference agencies
  • Payment processors such as stripe & go cardless
  • IT service providers and web hosting partners
  • Regulators or legal authorities if required

All third parties we work with are required to respect the security of your data.


How long we keep your data

We retain your personal data only as long as necessary to fulfil the purposes we collected it for, including any legal or reporting requirements.


Your rights

Under UK GDPR, you have the right to:

  • Access your data
  • Correct inaccurate data
  • Request erasure of your data
  • Object to or restrict processing
  • Request data portability
  • Lodge a complaint with the ICO (www.ico.org.uk)

You can exercise these rights by contacting us.


Cookies

Our website uses cookies to improve your experience. You can manage or disable cookies through your browser settings. See our Cookie Policy for more details.


Changes to this policy

We may update this Privacy Policy from time to time. Please check back here for updates.