Building Credit. Building Confidence.

At Foundation Credit, we believe everyone deserves the chance to improve their credit score and take control of their financial future — no matter where they’re starting from.

We created Foundation Credit to be the UK’s most accessible and transparent way to build credit, while enjoying instant shopping power. Too often, people are locked out of opportunities because of past mistakes or lack of credit history. We’re here to change that.

We work with trusted partners to help you grow your credit profile step-by-step, with simple tools, clear guidance, and real results you can see. Whether you’re just getting started or rebuilding, our mission is to help you move forward with confidence.